Services

Providing leading financial services

WealthSmith Financial Planning offers investment and financial advisory services to individuals and business owners through our affiliation with Cantella & Co., Inc, and Cantella & Co., Inc, a Registered Investment Advisor. Our representatives have decades of experience and consistently participate in continuing education forums that update them on changing rules and regulations and inform them of the newest investment vehicles available.
WealthSmith Financial Planning presents Educational Workshops, and clients of WealthSmith Financial Planning receive a series of Wealth Management Documents that track progress to their stated goals. Our clients receive Asset Allocation Reviews, Retirement Income Planning as well as Estate and Tax Strategy planning. Lastly, our clients have the satisfaction of knowing they’ve chosen a company that is active in the community and who sponsors various charitable events and fundraisers throughout Maine and New Hampshire.
The specific products and services offered through WealthSmith Financial Planning are numerous. Please refer to the following list and contact us for further details.

Individual Products and Services

• Comprehensive Financial Planning
• Fee Based Asset Management
• Mutual Funds, Stock-Bond Brokerage, Money Markets, Certificates of Deposit
• Retirement Planning, (IRAs, SEPs, Pensions, Fixed and Variable Annuities)
• Educational Funding Strategies
• Income Tax Strategies/Shelters
• Estate Planning
• Long Term Health Care Planning
• Medicare Planning
• Life, Health and Disability Insurance
• Portfolio Performance Reporting
Small Business, Corporate and Associations Products and Services
• Qualified Retirement Plans (401(k), 403(b), 457)
• Salary Deferral Savings and Investment Programs
• Cash Management Services
• Key Employee Benefit and Retention Programs
• Investment Management Services
• Business Continuation and Secession Planning (Disability Buyout)
• Banking

Product Timeline

Accumulation Phase

• Wealth Management Strategies/Services
• Portfolio Construction and Investment Selection
• 3rd Party Money Manager Selection
• General Brokerage Services
• Direct Investment Company Utilization
• REITs and other Alternative Investments
• Pension Design, Implementation, & Management
• Pension Educational Services
• Education Funding Strategies
• Licensed to act as a Retirement Plan Fiduciary for employer sponsored Retirement Plans
• Fee only Financial Planning Services

Distribution phase (pay out phase of life)

• Pension Payout Alternatives
• Pension Transfer/Rollovers
• IRA Consolidation/Rollovers
• Tax Sheltered Annuities, 403(b) plans, 457 Plans
• 401(k) Plans and Rollovers
• Corporate Retirement Education Seminar Series
• Retirement Income Distribution Planning
• Social Security Income Planning
• Medicaid Compliant Annuities
• Fixed & Variable Annuities
• Estate Conservation Strategies

We are registered to offer securities in AR, AZ, CA, CO, CT, FL, GA, IL, MA, ME, MI, MO, NC, NH, NJ, OH, OK, OR, PA, PR, SC, TN, TX, VT, WA..
Cantella Disclosure:Securities and Advisory Services offered through Cantella & Co. Inc., Member (800) 333-3502 (800) 333-3502 FINRA/SIPC.
GENERAL INVESTMENT DISCLOSURE Investing involves risk and you may incur a profit or a loss. Please carefully consider investment objectives, risks, charges, and expenses before investing.
MUTUAL FUNDS:Mutual Funds are sold by Prospectus only. Please carefully consider investment objectives, risks, charges, and expenses before investing. For this and other information please call (800) 333-3502 to request a Prospectus. Please read it carefully before you invest. Mutual Funds are sold by Prospectus only. Please carefully consider the fund's investment objective, risks, charges and expenses applicable to a continued investment in the fund before investing. For this and other information, call or write to for a free prospectus, or view one online. Read it carefully before you invest or send money. Please carefully consider the fund's investment objective, risks, charges and expenses applicable to a continued investment in the fund before investing. For this and other information, call or write to for a free prospectus, or view one online. Read it carefully before you invest or send money.
TAX: Cantella & Co., Inc. does not provide legal or tax advice. For legal or tax advice, please seek the services of a qualified professional.
IRS CIRCULAR 230 This material is not intended to provide legal, tax or investment advice, or to avoid penalties that may be imposed under U.S. Federal tax laws, nor is it intended as a complete discussion of the tax and legal issues surrounding retirement investing. You should contact your tax advisor to learn more about the rules that may affect individual situations.
MUNICIPAL BOND: Subject to availability and change in price. Subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Interest income may be subject to the alternative minimum taxAs of (00/00/00) price (00.00): Coupon (00.00)%: maturity (00/00/00). Yield is the lesser of yield to maturity or yield to call. Interest income is not subject to federal income tax but may be subject to the alternative minimum tax or local taxes. Rated (xxx/xxx) by Moody’s / Standard & Poor’s. Subject to availability and change in price. Bond values will decline as interest rates rise. Subject to market and interest rate risk if sold prior to maturity.
OPINIONSThis was prepared for informational purposes only. It is not an official confirmation of terms. It is based on information generally available to the public from sources believed to be reliable but there is no guarantee that the facts cited in the foregoing material are accurate or complete. Changes to assumptions may have a material impact on returns. Past performance is not indicative of future results. The views and opinions expressed in an article or column are the author's own and not necessarily those of Cantella & Co., Inc.

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