About

Experience

  • 1. Investment Advisor Representative/Financial Planner-MLSJune 2009-January 2014 Central/Southern Maine: Wealth Management, Financial Planning, Insurance Planning
  • 2. Registered Representative- New England Wealth Advisors November 2007-June 2009, York, Maine: Pension management, 401k Management, 403b Management, Employee Education and Participation Specialist. Implementation specialist of ERISA 403b plans for municipalities, pursuant to the mandates of the Pension Protection Act of 2006.
  • 3. Insurance Broker-Independent Financial Services November 2005-October 2007 York, Maine: Marketed fixed insurance products to individuals in Maine and New Hampshire.
  • 4. Registered Representative/Insurance Producer-Conesco Financial Services August 1993-August 2005 South Portland, Maine: Marketed Medicare Supplement Insurance, Long Term Care Insurance, Life Insurance, Fixed and Variable Annuities, and Mutual Funds.

My Business Philosophy

Qualifications

  • Registered Securities Principal
  • Registered Representative and Investment Advisor
  • Registered to offer securities in AR, AZ, CA, CO, CT, FL, GA, IL, MA, ME, MI, MO, NC, NH, NJ, OH, OK, OR, PA, PR, SC, TN, TX, VT, WA.
  • Chartered Financial Consultant (ChFC Designation)
  • AIF Designation (Accredited Investment Fiduciary
  • AHIP Certified for Medicare Part C & D Plans
  • Licensed to sell Life & Health Insurance in ME and MA.
  • Associate Real Estate Broker Licenses in NH (Licences currently on Inactive Status)

Our Philosophy

We are driven by our company philosophy.

My financial planning process is fairly simple. We begin by discussing your financial goals and personal objectives. We look at how the financial planning process fits into your situation and review high level strategies. We discuss the cost of the service most appropriate to you, and if it makes sense for us to work together. From there, we will meet to review specific strategies and plans determining a path that you are most comfortable with. We begin to discuss implementation steps such as saving plans, insurance, investment and asset management. In our third meeting we will review the plan that you selected and take action steps to implement the plan which will help you pursue your financial goals. Of course life situations change and it is critical to review and update your plan to make sure that it stays on course. We will meet periodically to monitor the adjustments needed so that your financial plan continues to meet your goals and objectives. Please keep in mind that my door is always open. You always have the opportunity for further meetings, phone calls or emails, which is part of the service that I provide.

a few words about Gary


Gary has an extensive history of helping people meet their saving and retirement goals.

As a financial planner, Gary is dedicated to serving the investment and financial needs of his clients by offering an unbiased financial planning approach using a wide variety of products and services. His goal is to build long-lasting relationships formed around trust and honest communication.
Gary helps clients work toward their financial objectives by becoming their personal Chief Financial Officer and presenting clients with options and strategies to help accomplish what is important to them.
As the owner of WealthSmith Financial Planning, Gary has over 25 years experience in Retirement Planning, Wealth Management, Advanced Estate Planning, Tax Management, Education Planning, Qualified Plans, Long Term Care Insurance, and Medicare Planning. Gary holds the Financial Industry Regulatory Authority (FINRA) Series 7 General Securities registration through Cantella & Co., Inc, and Series 63 and 65 registrations through Cantella & Co., Inc., Registered Investment Advisor.
As a CFP®, ChFC®, and AIF® Gary holds three of the most prestigious designations in the world of financial planning, asset management, and Fiduciary Duties, and is dedicated to being an ongoing student of the Financial Planning, and Investment Services industries. He received a BS in Finance, Cum Laude, from Bentley University in 1991.
Gary has served the community as a volunteer for many different non-profit organizations, including but not limited to: The Rotary Club, The Exchange Club, The YMCA, Fairtide of Kittery, Me, The Lake Auburn ½ Marathon.
Gary lives in Saco, ME with his wife, Dr. Christine Blake Smith and their 5 children. Gary is an avid hiker, enjoys golf, enjoys fitness and a healthy lifestyle.

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We are registered to offer securities in AR, AZ, CA, CO, CT, FL, GA, IL, MA, ME, MI, MO, NC, NH, NJ, OH, OK, OR, PA, PR, SC, TN, TX, VT, WA..
Cantella Disclosure:Securities and Advisory Services offered through Cantella & Co. Inc., Member (800) 333-3502 (800) 333-3502 FINRA/SIPC.
GENERAL INVESTMENT DISCLOSURE Investing involves risk and you may incur a profit or a loss. Please carefully consider investment objectives, risks, charges, and expenses before investing.
MUTUAL FUNDS:Mutual Funds are sold by Prospectus only. Please carefully consider investment objectives, risks, charges, and expenses before investing. For this and other information please call (800) 333-3502 to request a Prospectus. Please read it carefully before you invest. Mutual Funds are sold by Prospectus only. Please carefully consider the fund's investment objective, risks, charges and expenses applicable to a continued investment in the fund before investing. For this and other information, call or write to for a free prospectus, or view one online. Read it carefully before you invest or send money. Please carefully consider the fund's investment objective, risks, charges and expenses applicable to a continued investment in the fund before investing. For this and other information, call or write to for a free prospectus, or view one online. Read it carefully before you invest or send money.
TAX: Cantella & Co., Inc. does not provide legal or tax advice. For legal or tax advice, please seek the services of a qualified professional.
IRS CIRCULAR 230 This material is not intended to provide legal, tax or investment advice, or to avoid penalties that may be imposed under U.S. Federal tax laws, nor is it intended as a complete discussion of the tax and legal issues surrounding retirement investing. You should contact your tax advisor to learn more about the rules that may affect individual situations.
MUNICIPAL BOND: Subject to availability and change in price. Subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Interest income may be subject to the alternative minimum taxAs of (00/00/00) price (00.00): Coupon (00.00)%: maturity (00/00/00). Yield is the lesser of yield to maturity or yield to call. Interest income is not subject to federal income tax but may be subject to the alternative minimum tax or local taxes. Rated (xxx/xxx) by Moody’s / Standard & Poor’s. Subject to availability and change in price. Bond values will decline as interest rates rise. Subject to market and interest rate risk if sold prior to maturity.
OPINIONSThis was prepared for informational purposes only. It is not an official confirmation of terms. It is based on information generally available to the public from sources believed to be reliable but there is no guarantee that the facts cited in the foregoing material are accurate or complete. Changes to assumptions may have a material impact on returns. Past performance is not indicative of future results. The views and opinions expressed in an article or column are the author's own and not necessarily those of Cantella & Co., Inc.

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