Fixed & Variable Annuities

Annuities can be a valuable tool for retirement income planning. Our experts will help you understand the differences between fixed and variable annuities and determine which option best suits your financial goals.

Key Features of Fixed Annuities:

• Guaranteed Income: Receive guaranteed payments for life or a specific period.
• Principal Protection: Your principal investment is protected from market fluctuations.
• Tax-Deferred Growth: Your earnings grow tax-deferred until withdrawal.

Key Features of Variable Annuities:

• Investment Flexibility: Invest in a variety of subaccounts, including stocks, bonds, and mutual funds.
• Potential for Higher Returns: The potential for higher returns compared to fixed annuities.
• Tax-Deferred Growth: Your earnings grow tax-deferred until withdrawal.
• Death Benefit: A death benefit may be available to your beneficiaries.

Our Services:

• Personalized Advice: We’ll assess your financial situation and recommend the best annuity option for you.
• Risk Management: Understand the risks and rewards associated with each type of annuity.
• Tax Strategies: Optimize your tax strategy to maximize your retirement income.
• Ongoing Support: We’ll continue to monitor your annuity and provide ongoing support.